Housing Solidarity Financing in Chile
The Solidarity development Program from the Banco del Desarrollo aims at providing financial and training support to low income women in Chile. This is done through a solidarity credit with no other guarantee than trust, responsibility and solidarity. The program Works with groups formed by at least...
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2007
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oai:ojs.revistas.uchile.cl:article-621212020-03-04T15:10:14Z Housing Solidarity Financing in Chile Financiamiento solidario para vivienda en Chile Rojas Mujica, Mauricio The Solidarity development Program from the Banco del Desarrollo aims at providing financial and training support to low income women in Chile. This is done through a solidarity credit with no other guarantee than trust, responsibility and solidarity. The program Works with groups formed by at least 8 women who do not have access to the traditional bank system because they cannot demonstrate they have a stable income. The financial support is done through solidarity credits. The training consists in working with the women before credit is granted and then there are periodical checks done until the credit is re paid. Up to now more than 10.000 women have taken part in the program. More than 6.000 women have used these loans to improve their life quality and more than 2 million dollars have been used. El Programa de Desarrollo Solidario (PDS) del Banco del Desarrollo consiste en brindar apoyo financiero y formativo a mujeres de escasos recursos a lo largo de todo Chile, a través de un crédito solidario, sin ningún otro tipo de garantía que la confianza, la responsabilidad y la solidaridad. En este Programa se trabaja con grupos de al menos 8 mujeres de muy escasos recursos que no tienen acceso al sistema bancario tradicional por no contar con ingresos demostrables ni estables. El apoyo financiero se canaliza a través de créditos solidarios. El apoyo formativo consiste en un trabajo en forma previa al otorgamiento de los créditos y luego un seguimiento periódico del grupo, durante todo el periodo de reembolso del crédito. A la fecha, han participado en este programa más de 10.000 mujeres, estimándose que más de 6.000 de ellas han dedicado estos préstamos al mejoramiento de la calidad de su vivienda, movilizando en forma directa más de 2 millones de dólares. Revista INVI 2007-11-01 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion application/pdf text/html https://revistainvi.uchile.cl/index.php/INVI/article/view/62121 Revista INVI; Vol. 22 Núm. 61 (2007): Financiamiento Solidario Habitacional 0718-8358 0718-1299 spa https://revistainvi.uchile.cl/index.php/INVI/article/view/62121/65762 https://revistainvi.uchile.cl/index.php/INVI/article/view/62121/66322 |
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Universidad de Chile |
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language |
spa |
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Online |
author |
Rojas Mujica, Mauricio |
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Rojas Mujica, Mauricio Housing Solidarity Financing in Chile |
author_facet |
Rojas Mujica, Mauricio |
author_sort |
Rojas Mujica, Mauricio |
title |
Housing Solidarity Financing in Chile |
title_short |
Housing Solidarity Financing in Chile |
title_full |
Housing Solidarity Financing in Chile |
title_fullStr |
Housing Solidarity Financing in Chile |
title_full_unstemmed |
Housing Solidarity Financing in Chile |
title_sort |
housing solidarity financing in chile |
description |
The Solidarity development Program from the Banco del Desarrollo aims at providing financial and training support to low income women in Chile. This is done through a solidarity credit with no other guarantee than trust, responsibility and solidarity. The program Works with groups formed by at least 8 women who do not have access to the traditional bank system because they cannot demonstrate they have a stable income. The financial support is done through solidarity credits. The training consists in working with the women before credit is granted and then there are periodical checks done until the credit is re paid. Up to now more than 10.000 women have taken part in the program. More than 6.000 women have used these loans to improve their life quality and more than 2 million dollars have been used. |
publisher |
Revista INVI |
publishDate |
2007 |
url |
https://revistainvi.uchile.cl/index.php/INVI/article/view/62121 |
work_keys_str_mv |
AT rojasmujicamauricio housingsolidarityfinancinginchile AT rojasmujicamauricio financiamientosolidarioparaviviendaenchile |
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1709646292574011392 |